Auto Insurance FAQ

What terms do you offer for an auto insurance policy?
 
For our customer’s convenience, Pronto offers 1, 3, and 6 month auto policies, with budget friendly options. 

What does Texas law require when it comes to auto insurance?
 
Effective January 1, 2011, the mandatory minimum coverage is 30k/60k/25k which apply as follows:

• $30,000 protection on bodily injury for one person per accident.
• $60,000 protection for all bodily injury claims per accident.
• $25,000 protection of property damage per accident.

This coverage is commonly referred to as "30/60/25" which is an abbreviation. Keep in mind that this coverage only covers the third party involved in the accident and not the insured. 

What is an Uninsured Driver?

An uninsured driver is someone who is operating a vehicle without the mandatory minimum coverage required by Texas law.

It is estimated that one in five Texas vehicles is uninsured.  That is nearly 4 million cars without insurance or about 20 percent of all vehicles in Texas. In some areas of the state, the concentration of uninsured vehicles may be even higher.

What is TexasSure?

TexasSure is a new vehicle insurance verification system that allows law enforcement and county tax officials to confirm whether a vehicle in Texas has required auto liability insurance. TexasSure will help reduce the number of uninsured vehicles in Texas. It is expected to help stop the actions some motorists take to avoid the law. Visit www.texassure.com for more information.

Contact Us:

For help with other insurance questions feel free to contact us at 1-888-DEVOLADA (338-6523), option #1 or use our Find an Agent map to find an agency near you.